Welcome to the Loan Fraud Investigations website. We hope that this site will be informative, and will assist you in understanding the Housing and Foreclosure Crisis. Loan Fraud Investigations is a Predatory Lending Examination firm, recognized by many experts and attorneys as the premier Predatory Lending firm in the country. The LFI Predatory Lending Exam is much different than the typical Forensic Audit you so often hear about. The focus of the Examination is on more than just TILA/RESPA violations. In addition to TILA and RESPA, the Predatory Lending Examination reviews the following: - Underwriting Procedures and whether the borrower could actually qualify for the loan by doing extensive financial analysis on the loan.
- Loan Fraud and other related issues.
- Analysis of the Option ARM and other loan programs for evidence of Loan Fraud and Fraudulent Misrepresentation.
- Unfair and Deceptive Business Acts and Practices.
- Tying Brokers to Lenders through Agency relationships.
- Attacking payment of Yield Spread Premiums and showing how State Statutes can prove such to be unlawful.
- The entire Foreclosure Process, looking for issues that can invalidate the foreclosure.
- MERS and the related issues.
- Securitization Issues regarding foreclosures and loan modifications and the selling and recording of documents and Assignments.
- Review of SEC filings of related Securitization documents.
- Loan Modifications Issues
- Compliance to CA Civil Code 2923.5
- Predatory Loan Modifications
- Phony Loan Modification attempts
The purpose of the LFI Predatory Lending Examination is to present the facts regarding any loan in a manner that will allow an attorney to easily prepare a Complaint for filing in State or Federal Court. But LFI does much more. We are available to speak with attorneys regarding the findings in the exam, assist in preparation for court appearances, appear as Expert Witnesses in court, and advise about what different attorneys are doing that is successful in assisting the homeowner. For assistance or questions, please contact LFI at: Loan Fraud Investigations 2823 Woodhall Way Antioch CA 94509 925-522-0371 925-238-1221 (For Attorneys Use Only)
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